The testimonials are not necessarily representative of all of those who will use our products and/or services.
BAD CREDIT
WE FIX IT FAST!
Visit Our Office to See Proof Books filled with Thousands of Deletions Obtained for Our Clients
Vivix Credit Solutions is a licensed and bonded Credit Service Organization that has successfully assisted Las Vegas clients with Credit Repair and correcting or removing charge-off accounts that contain inaccurate, questionable, and unverifiable information reported to the credit bureaus.
Although the credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate, mistakes or errors can and will occur and may affect your credit score.
A charge off is the declaration by creditor (usually a credit account) that an amount of debt is unlikely to be collected. This occurs when a consumer/debtor becomes severely delinquent on a debt. Traditionally, creditors will make this declaration at the point of six months without payment. In the United States, Federal Regulations require creditors to charge off installment loans after 120 days of delinquency, while revolving credit accounts must be charge off after 180 days.
The purpose of making such a declaration is to give the bank a tax write-off on the debt. Bad debt and even fraud are simply part of the cost of doing business. The charge-off, though, does not free the debtor of having to pay the debt.
A charge-off is one of ht most negative factors that can be listed on your credit report. The original creditor can legally collect the debt for years (state law limits the length that a debt can be collected). In addition, the original creditor can sell your debt to a collection agency who will then report the collection on your credit, leaving you with 2 derogatory notations on your credit file. Each notation can impact your credit score by up to 100 points depending on your overall credit profile. These types of notations can remain on your credit for up to 7 years.
Depending on the aggressiveness of the collection agency of the original creditor, they may choose to lawsuits against the debtor for unpaid accounts. These are generally called Summons to Court and these can lead to judgments, wage garnishments and bank levies.
Vivix Credit Solutions in Las Vegas will perform a free consultation to review your credit report with you, determine the best credit repair program to meet your needs, provide you with pricing, and answer any questions that you may have about your credit, charge-off removal,and credit repair services.
If you have a charge-off that is more than 7 years old and it has not been remove from your credit report, please contact our office for your free consultation with one of our credit experts to discuss how to remove the charge off from your credit.
Bayron Rosales
3 months ago
Great and professional team, my credit was really poor and they deleted 97% of my bad accounts which improve my credit score dramatically, I also opened three credit accounts already, currently they are working hard to delete some of my remaining bad accounts that I have with Experian.
Fidel Cruz
4 months ago
Vivix Credit Solution gets two thumbs up from me... My credit score increased. I really appreciate the help and assistance of Vivix Credit Solution. Thank you and More power to you all.
Riyad Shalabi
7 months ago
Thank you for all the good work you’ve done.
Chirondala Maduka
6 months ago
My credit score increased after Vivix Credit Solutions services. By the time they were done my score was in the high 600s low 700s! I was so impressed. THANKS VIVIX...YOU ARE THE BEST!
S Costley
4 months ago
Thank you Vivix Credit Solutions for the credit education and credit repair guidebook that you gave me! It has been a tremendous help.
Roosevelt Mompremier
4 months ago
I am extremely pleased with the result. Outstanding customer service, and best of all - they are very knowledgeable.
Joel Rojas
11 months ago
From the first visit the staff was so professional and truly concern to my issues. I signed up for their service and it was the best thing I did. I was very pleased with the results and I will give gladly tell anyone that needs this service to go to Vivix Credit Solutions. Thank you for the experience.
Joseph Olszewski
a year ago
When I first walked into the Vivix Office I felt a friendly feeling and from then on it was nothing but good things happening. My credit score was in the low 500’s now is 753. Thank you for a wonderful job!
Rokeia Smith
a year ago
I want to thank everyone at Vivix Credit Solutions for all their hard work and dedication. When I first walked into the door I thought my credit was a loss cause. After only a couple of months my credit score increased at least 60 points and continue to increase today. I recommend anyone who wants to clean up their credit to call Vivix Credit Solutions first.
Ngweh Azah
2 years ago
My experience with Vivix Credit Solutions has been more than satisfactory. Thanks to them, I am on my way to having excellent credit. All negative accounts on my credit report have been eliminated.
Leo Rodrigues
3 years ago
I had a great experience working with Vivix Credit Solutions. They helped me eliminate thousands of dollars worth of bad credit debt! I was really skeptical at first, but as soon as I saw my first set of results I knew I had made the right decision to use them for my credit repair. I'm happy to refer them clients too, they helped me out a lot!
Zanina Beckett
a year ago
I have been working with Mr. Gabriel Brown for the last 6 months and my credit score has already improved 50%. I am very happy with Mr. Brown and his entire staff. I recommend Vivix Credit Solutions to all my friends and family.
Peter Arroyo
2 years ago
I can’t believe the results I have already received with just one treatment, and I still have 2 treatments left. I believe by the end of this I will have everything negative deleted from my credit report. There are so many different companies out there offering their assistance and I tried many, but failed with all. Vivix Credit Solutions is the only one that was able to fix my credit.
Lori Sisolak
a year ago
WooHoooo! My credit score went up another 54 points in one month thanks to Mr. Gabriel Brown and the Vivix Credit Solutions Team.
7795 West Sahara Ave 101 A-B Las Vegas, Nevada 89117
